What Is Infinite Banking | Moran Financial

Reclaim the Money You’re Losing — and Build Wealth on Your Terms

Think about this for a second:

We’re talking about:

• Credit cards
• Car loans
• Student debt
• Business financing
• Even your mortgage

Now imagine all that money flowing back into your own hands—compounding inside a system you control, with tax advantages built in.

Here's the reality:

The average North American spends $0.34 of every dollar on interest.

Another $0.30 goes to taxes.

Introducing the Infinite Banking Concept® (IBC)

The principle is simple:
Become your own banker.

IBC® helps you take control of the financing in your life—without changing your lifestyle or taking on more risk. We finance everything we buy—either by:

1. Borrowing and paying interest to someone else, or
2. Paying cash and losing the opportunity to grow that money elsewhere.

IBC^® flips that script.

It allows you to do both: use your money AND grow it at the same time.

What is IBC video

Make Every Dollar Work Twice as Hard

Today, your $1 does just one job—it pays a bill, buys groceries, covers a vacation. Once it’s spent, it’s gone.

But what if that same dollar could fund your lifestyle and build wealth - at the same time?

That’s the power of IBC^®- moving your money through a high-performing asset (a participating whole life insurance policy) that you own and control.

And it’s not just for the wealthy.

This strategy is designed for everyday Canadians and Americans who want to take back control.

A Proven Concept Backed by Generations

Pioneered by Nelson Nash in Becoming Your Own Banker, IBC® combines two time-tested tools:

• Dividend-paying whole life insurance, and
• The banking principles used by wealthy families and corporations for over a century.

When structured properly, this system allows you to:

• Build a guaranteed, tax-advantaged cash reserve
• Access funds immediately and without penalties
• Earn steady, compounding growth
• Pay yourself back instead of the bank
• Pass on a tax-free legacy to your loved ones

Real-World Uses From Day One

From the moment your IBC^® system is set up, you can use it to:

• Pay off high-interest debts
• Finance major purchases
• Cover unexpected expenses
• Invest in business or real estate
• Fund education or retirement
• Leave a tax-free inheritance

You’re not waiting 10–20 years to see the benefit—you get access immediately, and your system keeps growing the whole time.

Build Wealth Like the Wealthy Do

This is the same strategy used by:

• Walt Disney to launch Disneyland

• BMO to grow internal capital

• Countless families who pass on systems of wealth, not just money

Instead of just leaving your children money, you leave them a system—a way to access capital, fund dreams, and keep the legacy growing.

IBC® makes that possible—and we’ll teach you how, at no cost and no obligation.

Start Your Journey Today

Download our free eBook: Think Like a Banker – And Flip Debt on Its Head
Read Nelson Nash’s classic: Becoming Your Own Banker
CONTACT an IBC® Coach today

What do YOU really want?
You can either keep paying banks... or become the bank. Let us show you how to take the first step. Because building lasting wealth doesn’t start with a bank—it starts with a decision.

IBC

^®

What Is Inifite Banking?

Reclaim the Money You’re Losing — and Build Wealth on Your Terms

What Do You Really Want?

IBC

is a generational wealth-building system.